You can be making more money. It seems like your salary is stagnant since you are working at the same company.
Start looking around for what you can possibly get and start interviewing. When you get 2-3 go to your current employer for a counter offer and then decide what you want to do
Other than that: you are paying mortgage and not rent. so you had some large sum of cash in the past (to apply for the mortgage), I'm guessing that it got spent on monthly living? you can try to talk with your bank/mortgage issuer and lower monthly returns but making the loan longer, calculate the added interest before doing this though
Looking at your expenses you don't have a lot of things you can legitimately, kids are expensive. you might be able to cut your food costs by a couple of 100's but that won't change the outcome that much
If it were just up to me, I could survive on sandwiches or grilling some chicken and veggies on a grill 5x a week real quick, nbd. But I'm married, and my wife not only insists on hearty cooked meals (or takeout, which we already spend a ton of money on), but she's also not a big fan of leftovers.
Two meals for each of us per cooking "session" is our current norm (dinner, then lunch the next day), although I almost had to throw away leftovers last night because she wasn't in the mood to eat it for three days (I kind of forced it last night), but more than that and it's probably just going to be me eating it and still having to cook something else for dinner (or she spends money on takeout) anyway.
A couple of months after that you feel exactly the same as before.
I started drinking more tea (with and without caffeine depends on the taste) because I wanted a hot drink but not specifically caffeine.
I quit coffee for health reasons (stomach) so it was kinda forced on me. I still love coffee taste very much and can still consume it in cakes and such
Most people I have known who had stomach issues around coffee had them resolve by switching to espresso, or espresso based drinks(if making at home pump based machine, or manual I suppose but not steam). I'm definitely in that boat.
Tea on the other hand starts ripping my stomach apart after a day.
YMMV.
It reads your cost and usage report + AWS APIs and offers RI options for you to purchase or ignore.
What Eco is lacking is being a reseller like usage.ai and buying your unused RIs
I guess the same way as aurora serverless.
In general, RDS uses a seperate storage layer from the actual instances
so you can do vertical scale/upgrades with 0 downtime (either read replica goes down or replica becomes master)