Co-founder here, thanks for trying out FutureAdvisor. We may not have all the plan option info available within the plan. If you have the email you signed up with, we can take a look the specific plan. Feel free to ping us directly at help@futureadvisor.com and we'll make sure to investigate immediately.
Yes. And it would be better than simply adjusting for inflation too. Disposable income has an effect services, which leads more more interesting interpretations of where things are going.
I posit that truly great scientists cannot make great politicians (at least in liberal democracies).
The primary motivation of a great scientist is to pursue truth, typically in what is observable or can be proven by experimentation (there are exceptions). The primary motivation of a great politician is to convince other human beings to affect change or keep them in office. This usually involves obfuscating truths and repainting what is observable to appeal to others.
This puts core motivations and corresponding skill-sets between a great scientist and great politician at fundamental odds with each other.
Wow, if this is true I've lost a lot of respect for CL. Being scared to make forward changes because one doesn't know the source of success is such a terrible excuse to stop innovating.
The exact pricing for our premium feature is not yet final but for sure we agree that the 1%+ fees traditional advisors charge is excessive. Yes, automatic portfolio management will take into account gains/losses to minimize tax burden.
The x-axis actually shows the flow of cash into mutual funds in the given sector, which we take as a proxy for investor belief in the value of investing in that sector.
Hi Jon here from FutureAdvisor. Thanks for the feedback. We're working on allowing you to enter your investments manually which would solve this problem somewhat. A bit less convenient. I'm with you, it would be great for banks and financial institutions to do a read-only password. Quick question, what are your thoughts about using Mint.com?
Thanks for the feedback, this is in the works. For the second issue, we are planning to push out additional financial institution support in the near future even with the current download method. For the first, you're right that entering manually or even uploading from a standard file format (e.g. csv) will help reduce friction. -Jon
we are planning to push out additional financial institution support in the near future even with the current download method
You're never going to cover everything. Also keep in mind that even if you're targetting US users, you're going to have non-US users -- who have non-US investment accounts, and often e.g., pension plans which don't have online access at all.
Point taken. Manual entry is definitely a proper catch-all. The Yodlee service gets pretty close, although perhaps not as wide reach internationally (I believe they support some banks in India) or pensions.
