I do find it interesting the time_zone got set to Eastern even though he should be somewhere on the west coast... (maybe all tweets are passed in Eastern, idk)
I don't think they are, but it's the right thing to do. One would hope the banks would be understanding enough about the situation (haha, I know, right?) to reverse the fees. But even in that case Twilio is still causing you to, at a minimum, call your bank, wait on hold, spend 15 minutes getting transferred around to someone who has the ability to reverse the fees, etc. If they want minimal impact for their customers, they'll just reimburse the fees.
I played this game with Dreamhost and SunTrust back with their whole billing debacle in Jan 2008. Dreamhost didn't respond to my support requests to reimburse "non-sufficient funds fees", The bank manager at SunTrust said that regardless of the reason funds weren't available in my account when the other transactions posted, so the NSF fees that I was incurring were legitimate.
In the end I think I paid a little over $300 for their mistake.
I have experienced the same thing. My current fix is to kill the app and then hard restart the phone (I'm not sure that this actually fixes it, might just be the time it takes to restart).
OS Integration -- copy-and-paste works better, scroll works predictably (there are quirks in OSX terminal using mouse mode in vim and in emacs), sensical full-screen mode
Advanced features -- Certain things can't be done with the terminal. For example, Aquamacs lets you see inline latex previews: http://aquamacs.org/latex.shtml