For the best experience on desktop, install the Chrome extension to track your reading on news.ycombinator.com
Hacker Newsnew | past | comments | ask | show | jobs | submit | history | more throw123123123's commentsregister

That is not what banks do, its the modern banking system.

That's what bitcoin was all about..


Bitcoin isn't solvent either, good luck getting your money out in case there is a bank run there.


> Bitcoin isn't solvent

So, I'm curious - what do you think this means, when you say it?


That's what banks choose to do. People depositing their money with a bank don't have a responsibility to ensure it remains solvent though.

If you think there is a significant risk your bank is going to go under, you get your money out. If you think that risk is due to panic about a bank run kicked off by an unfounded rumor, you get your money out. You take care of your affairs, and the bank can take care of its operations and public relations.


> Rentlytics

I read this as "Rently Ticks". Not a great name!


If a VC firm tells you to keep your funds in a bank that gets a run, and you lose access to it, that VC firm destroys its reputation forever.

Please think about the payoff matrix and the fiduciary responsibility of the actors.


News of which funds sent emails asking their portcos to withdraw funds from the bank that has supported this industry for 40 years is a reputation hit in my view. Although it may certainly not be a popular opinion.


This is a significant simplification of the matter. I doubt it works in reality.

Replace the words "VC firm" with "Sequoia" in the previous statement and see if it rings true that Sequoia's reputation would be destroyed forever.


Would take a massive hit for sure.


Few phrases are as popular and as cringey as "democratizing X". Is it going to have voting? Political power? How did we get to the point that we use democratizing as a way to say popularizing.

And Robinhood still keeps saying this as a tagline!


How would that work?


Which company is this?


If argentinian developers are reading this, you are probably better off making a bank account in the US than using crypto. Please refrain from transferring large amounts to local crypto companies, as those transfers are tracked and can be used against you in the future.


Your clairvoyance must have made you extremely rich as you assess these events with accuracy and perfect timing, and thus made the right open-market financial bets to profit from them.


What bets would those have been? It’s not always straightforward to bet on economic trends, especially on the short side.


Either it was predictable or it wasn't.


"A chat app used for emotional support used a popular chatbot to write answers for humans to select"


What do you think importing goods does to salaries?


Contrary to the popular myth, immigration hasn't led to salaries in the tech sector (which has the most immigrants) to go down. In fact, in the last decade they have increased due to an increased competition and high demand.

Immigrants also lead to increased demand and job growth:

"Contrary to popular belief, immigrants do not take away jobs from American workers. Instead, they create new jobs by forming new businesses, spending their incomes on American goods and services, paying taxes and raising the productivity of U.S. businesses. Immigrants are good for the economy, not the other way around." [1]

"However, although immigrants increase the supply of labor, they also spend their wages on homes, food, TVs and other goods and services and expand domestic economic demand. This increased demand, in turn, generates more jobs to build those homes, make and sell food, and transport TVs." [2]

"Most empirical studies indicate long-term benefits for natives’ employment and wages from immigration, although some studies suggest that these gains come at the cost of short-term losses from lower wages and higher unemployment. Standard economic theory implies that while higher labor supply from immigration may initially depress wages, over time firms increase investment to restore the amount of capital per worker, which then restores wages." [2]

[1] https://www.aclu.org/other/immigrants-and-economy [2] https://budgetmodel.wharton.upenn.edu/issues/2016/1/27/the-e...


Consider applying for YC's Summer 2026 batch! Applications are open till May 4

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search:

HN For You